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Submission Preparation Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.
  • The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  • The submission file is in OpenOffice, Microsoft Word, or RTF document file format.
  • Where available, URLs for the references have been provided.
  • The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  • The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines.

Author Guidelines

Kunuz: Journal of Islamic Banking and Finance is a publication forum for scientific journals related to Islamic banking and finance. The manuscripts sent to the editor of the Kunuz: Journal of Islamic Banking and Finance will be considered, which meets several criteria as follows:

  1. Manuscripts written in Indonesian or Foreign Languages ​​that are in accordance with the rules of writing Indonesian / Foreign Languages ​​that are appropriate and correct.
  2. Scientific in nature, in the form of original contemporary study problems and is a summary of the results of research / surveys that are considered to be able to contribute to the development of studies, especially in the sphere of Islamic banking and finance.
  3. Submitted manuscripts are manuscripts that have never been published in other publishers / media.
  4. The author should register as an author. The guides to register and submit the paper are at the bottom
  5. The Manuscript will publish in Kunuz: Journal of Islamic Banking and Financeafter being reviewed by peer reviewers.
  6. The Manuscript should be prepared according to the following author guidelines and Template.


Nur Shadiq Sandimula
Faculty of Islamic Economic and Business, State Islamic Institute of Manado (IAIN), Sulawesi Utara, Indonesia, Jl. Dr. S.H. Sarundajang Kawasan Ring Road I Kota Manado, 95128
E-mail: nur.sandimula@iain-manado.ac.id

Nurul Azizah Azzochrah
Faculty of Islamic Economic and Business, State Islamic Institute of Manado (IAIN), Sulawesi Utara, Indonesia, Jl. Dr. S.H. Sarundajang Kawasan Ring Road I Kota Manado, 95128,
E-mail: nurul.azzochrah@iain-manado.ac.id

ABSTRACT (12pt Bold)

This is a new author guidelines and article template of Kunuz:Journal of Islamic Banking and Finace. Article should be started by Title of Article followed by Authors Name and Affiliation Address and abstract. This abstract section should be typed in Italic font and font size of 10 pt and a Times New Roman font and the distance between the lines of one spacenumber of words of 150-250. The abstract should be typed in English. The Abstract is a miniature contents of the entire writing statement, comprise: problem, purpose, method, scientific finding results, and short conclusion. The abstract should only be typed in one paragraph and one-column format.

Keywords: Author Guidelines; Kunuz: Journal of Islamic Banking and Finance; Template.


Introduction consists of (in sequence) general background, state of the art as the basis for the scientific novelty statement of the article, scientific novelty statement, and research problem or hypothesis. In the end, introduction should mention the purpose of article review. Literature review is not allowed in the scientific article format, so it is replaced by the state of the art to prove the novelty of the article.


Method is implemented to solve problems, including analytical method. The method used to solve the research problems is described in this section.


This section consists of results and discussion. Every result should be supported by sufficient data. Then, result should be able to answer the research question or hypothesis stated earlier in the introduction.


Conclusion states the answer of the hypothesis and/or research objective or scientific finding. Conclusion is not the repetition of findings and discussion, but it is the summary of findings as expected in the objective or hypothesis. If necessary, conclusion can also be ended with the next idea to be implemented to the study


Acknowledgments are primarily addressed to research funders or donors. Acknowledgments can also be dedicated to people who contribute in the study.


All references used in the article should be listed in the References section. References should contain reference literature originating from primary sources (scientific journals at least 80% of the entire references) published in the last 10 (ten) years. Each article contains at least 5-10 (ten) references.

It is better to write References using the reference management programs such as Mendeley. The writing format used in Kunuz: Journal of Islamic Banking and Finance is APA 6th Edition (American Psychological Association).


Bukido, R., & Hasan, F. (2016). Penerapan Akad Ijarahpada Produk Rahndi Cabang Pegadaian Syariah Istiqlal Manado. Tasharruf: Journal Economics and Business of Islam , 14 (1),1-19.


Hegel, G. W. F. (1977). Phenomenology of spirit. Oxford: Oxford University Press.

Salvia, J., & Yesseldyke, J. E. (1995). Assessment (6th ed.). Boston, MA: Houghton Mifflin Company.

National Council of Teachers of Mathematics. (2000). Priniciples and standards for school mathematics. Reston, VA: Author.

Winitz, H. (Ed.). (1981). The comprehension approach to foreign langua instruction. New York: Newbury House.

Conference Proceeding:

Fang, Q., Zhao, F., & Guibas, L. (2003). Lightweight sensing and communication protocols for target enumeration and aggregation. In M. Gerla, A. Ephremides, & M. Srivastava (Eds.), MobiHoc ’03 fourth ACM symposium on mobile ad hoc networking and computing (pp. 165 –176). New York, NY: ACM Press.

Reference in the form HandBook:

Greisler, David S, Stupak, Ronald J (2007). Handbook of Technology Management in Public Administration. New York: CRC Taylor and Francis

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